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Welcome to the Ag Center of Denmark State Bank and Denmark Agricultural Credit Corporation. Denmark State Bank has been meeting the needs of the agriculture community since 1909. In order to better meet the credit requirements of the agriculture industry the Denmark Agricultural Credit Corporation was formed in 1985 as a subsidiary of Denmark Bancshares, Inc. (the parent company of Denmark State Bank). The staff, which is shared between the Bank and the Ag Credit Corporation, is committed to providing high quality products and services that meet the requests of the changing dairy industry.

The Ag Center offers a wide variety of financing plans to assist with current, intermediate and long-term financing needs.

Farm Real Estate Loans

  • Farmland, buildings and facilities
  • Amortization period up to 15 years
  • 1, 3 and 5 year balloon notes
  • Maximum loan amount 75% of appraised value
  • Flexible repayment terms

Personal Property Loans

  • New or used equipment financing
  • Purchase of livestock
  • Amortization period up to 10 years
  • Flexible loan to collateral relationship
  • Tailored to your individual needs
  • Flexible repayment terms

Revolving Lines of Credit

  • New or used equipment financing
  • Purchase of livestock
  • Amortization period up to 10 years
  • Flexible loan to collateral relationship
  • Tailored to your individual needs
  • Flexible repayment terms

Loan Requests

Please contact us at 920-863-2161 to request a credit application or to schedule an appointment. Loan applications are limited to residents of Brown, Calumet, Door, Kewaunee, Manitowoc and Outagamie Counties in Wisconsin. We are often asked what to bring along for a credit request. The following information is required to make a credit decision:

  • Current financial statement
  • Past 3 years of tax returns
  • Business plan (Include income and expenses projected for a 12 month period)
  • Background on operation and farm
  • Optional
    • Last three years income and expense statement
    • Year-to-date income and expenses
 

For more information about our agricultural products e-mail info@denmarkstate.com or contact us at the location nearest you.

 

Member FDIC

Equal Housing Lender